The OPGA and Beyond Financial Planning have teamed up to offer Ohio propane enterprises like yours a way to save time, save money, and reduce administrative headaches while providing your employees with an affordable, high quality 401(k)!

Now, no matter what size your propane business, you can put the power and ease of big group advantages through your OPGA membership behind your 401(k).

Whether you have an existing 401(k) or are just starting out with one, you’ll enjoy special advantages through this OPGA member exclusive program:

  • add value to your propane business
  • simplify 401(k) administration
  • affordable pricing
  • available tax credits
  • attract and retain quality employees

Find out how this OPGA Board Approved benefit works by watching the brief educational videos below.

Then, simply fill out the quick and easy form on the right and one of our OPGA professionals will follow up with you within 48 hours!

Want to know more?

Simply fill out this form and one of our OPGA program professionals will get back to you within 48 hours:


Want to know more?

Simply fill out this form and one of our OPGA program professionals will get back to you within 48 hours:


The OPGA and Beyond Financial Planning have teamed up to offer Ohio propane enterprises like yours a way to save time, save money, and reduce administrative headaches while providing your employees with an affordable, high quality 401(k)!

Now, no matter what size your propane business, you can put the power and ease of big group advantages through your OPGA membership behind your 401(k).

Whether you have an existing 401(k) or are just starting out with one, you’ll enjoy special advantages through this OPGA member exclusive program:

  • add value to your propane business
  • simplify 401(k) administration
  • affordable pricing
  • available tax credits
  • attract and retain quality employees

Find out how this OPGA Board Approved benefit works by watching the brief educational videos below.

Then, simply fill out the quick and easy form above and one of our OPGA professionals will follow up with you within 48 hours!

Want to know more?

Simply fill out this form and one of
our OPGA program experts will get back to you within 48 hours:


The OPGA and Beyond Financial Planning have teamed up to offer Ohio propane enterprises like yours a way to save time, save money, and reduce administrative headaches while providing your employees with an affordable, high quality 401(k)!

Now, no matter what size your propane business, you can put the power and ease of big group advantages through your OPGA membership behind your 401(k).

Whether you have an existing 401(k) or are just starting out with one, you’ll enjoy special advantages through this OPGA member exclusive program:

  • add value to your propane business
  • simplify 401(k) administration
  • affordable pricing
  • available tax credits
  • attract and retain quality employees

Find out how this OPGA Board Approved benefit works by watching the brief educational videos below.

Then, simply fill out the quick and easy form above and one of our OPGA experts will follow up with you within 48 hours!

Watch these brief step-by-step educational videos to find out how to put this exclusive OPGA member benefit 401(k) to work in your Ohio propane business!

Watch these brief step-by-step educational videos to find out how to put this exclusive OPGA member benefit 401(k) to work in your Ohio propane business!

The power of the OPGA:
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This benefit puts the group buying power of the OPGA behind you, even if you’re a solo enterprise. That means you get more leverage with highly skilled administrators who give your 401(k) top-level attention – while most likely reducing your administrative time and expense. With this OPGA-approved benefit, you’re getting more value out of your membership while providing the opportunity to build a future financial foundation for yourself and your employees.

Low Cost:
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Before the OPGA Board approved offering this 401(k), they made sure it would be cost-effective for members like you. Whether you have an existing 401(k) or are newly considering one, we invite you to fill out the inquiry form if you want to see how affordable it can be for your practice to provide a 401(k)!

Employee attraction & retention:
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Quality employees are easier to attract and retain when they know you’re helping them plan for their financial futures. A 401(k) is a powerful magnet your propane business can offer to both attract future employees and retain your current ones. That reduces recruitment costs and has a positive impact on your bottom line – as well as your employees’ satisfaction!

Simplified administration:
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With this OPGA Board Approved plan, we take care of the set up and administration of the 401(k) plan – so you can focus on running your business. We’ll take care of eligibility, distributions, annual notices, non-discrimination testing, and Form 5500. All you need to do is confirm your employees meet eligibility requirements.

Available tax credits:
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SECURE Act 2.0 has substantially increased the available tax credits for small employer retirement plans. This may include credits for start-up administrative costs, for employer contributions and for automatic enrollment. These credits may significantly reduce the costs of establishing and running the plan for the first few years. For answers to questions about the costs of running and contributing to a plan and the potential tax credits, fill out the inquiry form, or simply call the OPGA professionals at Beyond Financial Planning at 800.237.5166.

Puts time on your side:
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When you choose Automatic Enrollment with a reasonable beginning deferral rate that automatically comes out of your employees’ paychecks, it tends to help employees save for retirement without feeling like a big commitment. Even if your employees are only putting in about the cost of a cup of Starbucks, they’ll enjoy seeing small contributions add up over time! And, with automatic increases, you’ll help your employees ease into deferring at the levels needed to have a comfortable retirement.

In addition, your Ohio propane business’s optional matching contribution could potentially double your employees' personal contributions – without putting big stresses on your operating budget (and don't forget the available tax credits!).

Helping your employees save for retirement and gradually increasing their contributions could greatly impact their retirement picture. The earlier they start contributing, the greater impact compounding will have on their accounts – which allows for a more comfortable retirement.

Simplified administration:
:
G

With this OPGA Board Approved plan, we take care of the set up and administration of the 401(k) plan – so you can focus on running your business. We’ll take care of eligibility, distributions, annual notices, non-discrimination testing, and Form 5500. All you need to do is confirm your employees meet eligibility requirements.

Available tax credits:
:
G

SECURE Act 2.0 has substantially increased the available tax credits for small employer retirement plans. This may include credits for start-up administrative costs, for employer contributions and for automatic enrollment. These credits may significantly reduce the costs of establishing and running the plan for the first few years. For answers to questions about the costs of running and contributing to a plan and the potential tax credits, fill out the inquiry form, or simply call the OPGA professionals at Beyond Financial Planning at 800.237.5166.

Puts time on your side:
:
G

When you choose Automatic Enrollment with a reasonable beginning deferral rate that automatically comes out of your employees’ paychecks, it tends to help employees save for retirement without feeling like a big commitment. Even if your employees are only putting in about the cost of a cup of Starbucks, they’ll enjoy seeing small contributions add up over time! And, with automatic increases, you’ll help your employees ease into deferring at the levels needed to have a comfortable retirement.

In addition, your Ohio propane business’s optional matching contribution could potentially double your employees' personal contributions – without putting big stresses on your operating budget (and don't forget the available tax credits!).

Helping your employees save for retirement and gradually increasing their contributions could greatly impact their retirement picture. The earlier they start contributing, the greater impact compounding will have on their accounts – which allows for a more comfortable retirement.

Watch our brief informational videos, then start the discovery process. It only takes a few minutes, and there’s no obligation. Once you submit, an OPGA 401(k) professional will contact you to discuss your propane business’s needs and answer any questions. 

Thank you for considering the OPGA 401(k) benefit for your Ohio propane business! 

Watch our brief informational videos, then start the discovery process. It only takes a few minutes, and there’s no obligation. Once you submit, an OPGA 401(k) professional will contact you to discuss your propane business’s needs and answer any questions. 

Thank you for considering the OPGA 401(k) benefit for your Ohio propane business! 

Address

700 Mall Drive, Ste. C
Portage, MI 49024

Phone

Phone: 269-492-6984
Text: 269-245-0779
Fax: 269-270-3702

 

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Beyond Financial Planning, LLC